Account Terms

    Date of Last Payment: Definition

    The date the most recent payment was received.

    Definition

    Date of Last Payment indicates when the creditor last received a payment on the account. This date helps establish payment patterns and is particularly important for delinquent or charged-off accounts.

    Examples

    • 11152024 = Last payment received November 15, 2024

    Usage Notes

    • Should be updated when payments are received
    • Important for collection accounts
    • May differ from Date of Account Information

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