Industry Focus: Student Loans (Federal)

    Deferments, forbearance, and other federal program considerations.

    Updated 8/14/2025 · 1 min read

    Program nuances

    Federal programs have specific deferment and forbearance rules. Reflect these using appropriate fields so payment expectations and delinquency are accurately represented.

    Servicer transitions

    When federal servicing transfers occur, preserve tradeline continuity and avoid duplicate active lines.