Metro 2 Software Features
Comprehensive tools for every stage of credit bureau reporting. From dispute management and audit trails to automated scheduling and sandbox testing, Switch Labs gives your compliance and engineering teams everything they need in one platform.
Built for compliance teams and developers
Each feature is designed to reduce manual work, enforce regulatory requirements, and give your team full visibility into every aspect of Metro 2 reporting.
Dispute Management
End-to-end FCRA dispute tracking with automated deadline monitoring, compliance documentation, and resolution workflows.
Learn moreAudit Trail
Field-level change tracking with before/after diffs, automatic SSN redaction, and exportable history for CFPB exams.
Learn moreWebhooks
Real-time event notifications for file processing, validation results, dispute updates, and record changes.
Learn moreAutomated Scheduling
Schedule Metro 2 file generation and bureau submissions on recurring cadences with built-in retry and alerting.
Learn moreCRA Response Parser
Automatically parse and reconcile credit bureau response files, flag rejections, and surface actionable corrections.
Learn moreSandbox & Testing
Isolated sandbox environments for validating Metro 2 files, testing API integrations, and training new team members.
Learn moreReady to streamline your Metro 2 reporting?
Start a free trial and explore every feature with sample data. Our team is available to help with onboarding, data migration, and custom integrations.