Field-Level Audit Trail
Every change to every Metro 2 record is captured with field-level precision. Know exactly who changed what, when they changed it, and what the previous value was. Built for teams that need to demonstrate compliance under examination.
How audit trail works
Record modified
A user or API call updates one or more fields on a Metro 2 record. The system intercepts the change before it is committed to the database.
Changes captured
Every modified field is captured with its previous value, new value, the authenticated user, and a precise timestamp down to the millisecond.
Diff stored
The field-level diff is persisted in an immutable audit log with automatic SSN redaction, ensuring sensitive data never appears in plain text.
History searchable
Search, filter, and export the full change history for any record, any user, or any time range. Ready for compliance reviews at a moment's notice.
Complete visibility into every record change
Audit trails are not optional in credit reporting. Switch Labs captures every modification automatically so your team always has the evidence needed for regulatory reviews and internal investigations.
- Field-level diffs showing before and after values on every edit, including bulk operations
- Automatic SSN redaction in audit logs so sensitive data is never stored in plain text
- CFPB examination readiness with exportable change history in CSV and PDF formats
- Searchable change history across all records with filters for user, date range, and field name
- Full integration with the dispute timeline so dispute-related changes are linked and traceable
- User attribution on every change, including API-initiated edits with key identification
Audit Trail API
Query change history programmatically by record, user, date range, or field name. Export audit data into your own compliance reporting pipeline or SIEM system.
Audit-ready from your first Metro 2 submission
Every change is tracked automatically. Start a free trial and explore the audit trail with sample data. No setup required.