Metro 2 Reporting Made Effortless.

    Generate, validate & submit compliant files to all major bureaus in minutes—no installs, no headaches.

    Trusted by leading credit bureaus and financial institutions

    Equifax
    Experian
    TransUnion
    Innovis
    FinTech Client

    Modern Credit Reporting Platform

    Switch Labs simplifies Metro 2 credit reporting with powerful tools built for today's financial institutions.

    Real-time Validation

    Catch errors before submission with our industry-leading Metro 2 compliance engine.

    Cloud-Native & Secure

    No software to install. Access your secure dashboard from anywhere with SOC 2 compliant infrastructure.

    One-Click Bureau Submission

    Submit compliant files to all major credit bureaus in seconds with integrated delivery.

    Advanced Compliance Automation

    Our platform does the heavy lifting, ensuring every record meets the strict requirements of modern credit reporting standards.

    • Automated compliance checks against latest Metro 2 specifications
    • API/SFTP integration for seamless data import from your systems
    • Role-based access control for team management
    • Comprehensive audit logs for all reporting activities
    • Customizable validation rules for your specific requirements

    Why Choose Switch Labs?

    See how our modern platform compares to legacy desktop solutions

    FeatureSwitch LabsLegacy Desktop
    Cloud-Based Platform
    Automatic Updates
    Role-Based Access
    Monthly Pricing$19/mo$$$
    Local Software Install
    API Integration

    What Our Clients Say

    S

    "Switch Labs has reduced our reporting time from days to minutes, with better accuracy."

    Sarah Johnson

    CTO, NextGen Finance

    M

    "The validation tool caught errors our old system missed for years. Invaluable for compliance."

    Michael Chen

    Compliance Director, Pacific Credit Union

    R

    "Onboarding was seamless. Our team was fully operational in under two days."

    Rebecca Martinez

    Operations Manager, Horizon Lending

    Simple, Transparent Pricing

    Choose the plan that's right for your business. All plans include a 14-day free trial.

    Starter

    $19/month

    Perfect for small lenders

    • Up to 500 records/month
    • Metro 2 validation
    • Basic support
    • Single user access
    Most Popular

    SMB

    $29/month

    For growing businesses

    • Up to 10,000 records/month
    • Priority validation
    • Email support
    • Up to 5 user accounts

    Corporate

    $49/month

    For large organizations

    • Up to 50,000 records/month
    • Advanced API access
    • Priority support
    • Unlimited user accounts

    Security & Compliance

    Your sensitive data is protected with enterprise-grade security

    SOC 2 Type II

    Independently audited security controls

    AES-256 Encryption

    Data encrypted at rest and in transit

    GDPR Compliant

    Meets global data protection standards

    Switch Labs uses industry-leading security practices to safeguard your sensitive data. All personally identifiable information (PII) is encrypted using AES-256 encryption, and our platform undergoes regular security audits and penetration testing to ensure your data remains protected.

    Ready to simplify Metro 2 reporting?

    Join hundreds of financial institutions already streamlining their credit reporting process with Switch Labs.

    Frequently Asked Questions

    Find answers to common questions about Switch Labs