CDIA (Consumer Data Industry Association): Definition
The trade association representing consumer reporting agencies.
Definition
The Consumer Data Industry Association (CDIA) is the trade association representing consumer reporting agencies and their affiliates in the United States, Canada, and abroad. CDIA publishes the Metro 2 format specification — the Credit Reporting Resource Guide (CRRG) — and maintains the industry standards data furnishers follow when reporting consumer accounts to the bureaus. The CRRG is updated periodically (typically annually), and furnishers are expected to keep their reporting aligned with the current edition.
Usage Notes
- Publishes the Metro 2 format specification (the CRRG)
- CDIA vs CRRG: CDIA is the organization; the CRRG is the document (the Credit Reporting Resource Guide) that CDIA publishes
- Provides industry guidance and training for furnishers and CRAs
- Maintains data furnisher registry and assigns industry identifiers
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