Trailer Record: Balancing the File
Summarizing file totals to support acceptance and reconciliation.
Updated 8/14/2025 · 1 min read
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Validation
The trailer record carries counts and totals that CRAs use to validate completeness. Reconciling these values with internal logs ensures each batch is whole and correct.
What to reconcile
Total records, total accounts, segment counts, and any portfolio-specific totals that your CRA expects in acceptance reports.
Automate a preflight job that compares computed totals against trailer values before sending.
Last updated
8/14/2025