Payment Hierarchy and Delinquency Calculation
How payments apply and when delinquency thresholds are crossed.
Updated 8/14/2025 · 1 min read
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Allocation rules
Define how payments allocate across principal, interest, and fees, and how that interacts with delinquency counters. Transparency helps align internal policy with reported outcomes.
Bucket progression
Ensure the system increments delinquency buckets at the correct cadence (e.g., 30/60/90+ days) and aligns with status changes and payment rating.
Last updated
8/14/2025