Stable Identifiers and Account Numbers

    Why permanent furnishers IDs and immutable account numbers matter.

    Updated 8/14/2025 · 1 min read
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    Traceability

    Stable identifiers enable longitudinal analysis and accurate dispute handling. Changing an identifier mid-stream can break continuity and make it difficult to reconcile historical disputes or performance metrics.

    Merges, splits, and re-platforms

    When systems merge or split, map legacy IDs to a stable canonical identifier. Document translation rules and keep lineage so CRAs can follow history.

    Last updated
    8/14/2025
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