Bankruptcy Reporting in Metro 2 — Chapter 7 vs 13 Rules
Metro 2 bankruptcy reporting guide: which status codes to use for Chapter 7 vs Chapter 13, how to handle discharged debts, and rules for post-petition account reporting.
Updated 8/14/2025 · 1 min read
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Precision and timing
Bankruptcy affects balances, statuses, and future reporting. Coordinate with counsel and follow CRA guidance to avoid double-reporting or suppressing lawful information.
Pre- vs. post-petition
Ensure reporting clearly distinguishes pre-petition debts from post-petition activity. Avoid implying new credit obligations that do not exist.
Last updated
8/14/2025