Terms of Service

    Last updated: January 1, 2025

    1. Acceptance of Terms

    By accessing and using Switch Labs Metro2 services, you accept and agree to be bound by the terms and provision of this agreement.

    2. Service Description

    Switch Labs provides Metro2 credit reporting format processing and transmission services to help businesses format and submit credit data to consumer reporting agencies.

    3. User Responsibilities

    Users are responsible for ensuring the accuracy and completeness of data submitted through our services and compliance with all applicable laws and regulations including FCRA, ECOA, and other consumer protection laws.

    4. Data Security

    We implement industry-standard security measures to protect your data. However, users remain responsible for maintaining the confidentiality of their account credentials and for all activities under their account.

    5. Contact Information

    For questions about these Terms of Service, please contact us at support@switchlabs.dev