Automated Data Reporting (ADR)
Batch-based reporting, cycles, and how to operationalize monthly submissions.
Updated 8/14/2025 · 1 min read
Batch cadence
Most furnishers submit a monthly batch reflecting balances, statuses, and payment activity as of a cycle date. Successful ADR programs define cutoffs, reconcile totals, and track rejects to ensure every tradeline is included exactly once per period.
Preflight and reconcile
Run validations before sending: required fields by portfolio, status/past-due alignment, and trailer totals vs. internal counts.
Monitoring and recovery
Track rejects by category, fix root causes, and rerun to close the loop. Maintain retry playbooks for transient ingest failures.
Last updated
8/14/2025