Industry Focus: Student Loans (Private)

    Private program variations and servicer transfers.

    Updated 8/14/2025 · 1 min read

    Servicing transitions

    When servicing transfers occur, preserve tradeline continuity to avoid perceived new credit. Align statuses and payment expectations across servicers for a seamless consumer experience.

    Cosigner context

    If a cosigner is present, ensure associated consumer segments reflect the relationship appropriately (e.g., J1/J2 as applicable).