Industry Focus: Retail (Store Cards)

    Private-label cards and in-store financing patterns.

    Updated 8/14/2025 · 1 min read

    Promotions and limits

    Track promotional terms carefully and keep limits synchronized with cardholder agreements. Report schedule and balance details accurately to reflect utilization and payment behavior.

    Deferred interest

    Represent deferred interest in a way that does not suppress delinquency or misstate past-due amounts during promotional periods.