Organizations
TransUnion: Definition
One of the three major national credit bureaus.
Definition
TransUnion is one of the three major national consumer reporting agencies in the United States. Data furnishers submit Metro 2 files to TransUnion to report consumer credit information. TransUnion maintains credit files using their proprietary file matching system.
Usage Notes
- Accepts Metro 2 format data submissions
- Uses unique Member ID system
- Provides various reporting submission methods
Related Terms
More Organizations
CFPB (Consumer Financial Protection Bureau)
The federal agency regulating consumer financial products.
CDIA (Consumer Data Industry Association)
The trade association representing consumer reporting agencies.
CRA (Consumer Reporting Agency)
An organization that collects and sells consumer credit information.
Equifax
One of the three major national credit bureaus.
Experian
One of the three major national credit bureaus.
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