Organizations
Experian: Definition
One of the three major national credit bureaus.
Definition
Experian is one of the three major national consumer reporting agencies in the United States. Data furnishers submit Metro 2 files to Experian to report consumer credit information. Experian also provides business credit reports and other data services.
Usage Notes
- Accepts Metro 2 format data submissions
- Has unique ID requirements (Subscriber Code)
- Provides multiple reporting channels
Related Terms
More Organizations
CFPB (Consumer Financial Protection Bureau)
The federal agency regulating consumer financial products.
CDIA (Consumer Data Industry Association)
The trade association representing consumer reporting agencies.
CRA (Consumer Reporting Agency)
An organization that collects and sells consumer credit information.
Equifax
One of the three major national credit bureaus.
TransUnion
One of the three major national credit bureaus.
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