If your core platform needs credit bureau reporting but you'd rather not build Metro 2 expertise in-house, we're your answer.
Add credit bureau reporting to your servicing suite without building Metro 2 expertise in-house.
Give your clients compliant reporting capabilities. We handle the bureau complexity.
Offer credit-building features to your users with embedded Metro 2 reporting.
Power your rent-to-credit product with our bureau-grade validation engine.
Differentiate your CRM with integrated credit reporting for your vertical.
Add Metro 2 as a native feature without diverting engineering resources.
You get "credit bureau reporting" as a feature in your product. Your users see your brand. We handle the Metro 2 complexity behind the scenes.
Get complete visibility into your integration:
Choose the integration method that fits your architecture. API-first, batch-friendly, webhook-enabled.
Submit records programmatically with our well-documented REST API. Full OpenAPI spec included.
Schedule automated file drops. We pick up, validate, and process your data on your schedule.
Get real-time notifications for validation results, file generation, and delivery confirmations.
Common mappings for popular LOS/CRM schemas ready to go. Custom mappings on request.
From first call to production in weeks, not months.
1–2 calls
We review your data model, choose API vs SFTP, and define field mappings for your objects (loans, customers, payments, etc.).
2–4 weeks
Your team integrates with our API or SFTP. We provide test endpoints, sample payloads, and validation reports so you see exactly how records will appear in Metro 2.
Ongoing
Turn on production, monitor everything from the partner dashboard, and optionally roll out bureau reporting as a paid add-on for your customers.
We've built the infrastructure. You focus on your product.
Enterprise-grade security your clients demand.
Same checks the bureaus use. Prevent rejections before submission.
Full Metro 2 support for both markets, all segment types.
Processing millions of records. Reliable, scalable, proven.
Named account manager. Technical integration support. Custom SLAs.
White-label or co-branded. Your users never see Switch Labs.
Turn credit reporting into a revenue stream, not just a cost center.
Priced on active accounts / records processed, so costs scale with your business.
Package "credit bureau reporting" as a premium feature and share in the upside.
Unlimited internal users on your side. No nickel-and-diming.
Clear tiers so you can price your own plans with confidence.
Common questions from platform teams evaluating the partnership.
You do. Your customers remain the data furnishers of record with each bureau. We provide the Metro 2 engine and delivery infrastructure.
Yes. Your customers can see only your brand. You can choose fully white-label or co-branded, depending on your preference.
Yes. We'll help generate and validate initial test files and work with your team so your customers can get approved and live with each bureau.
We support custom field mappings and can handle bespoke schemas via API or SFTP. If you can export it, we can map it.