Bureau Response File Parser
Upload bureau acknowledgment files and instantly see which records were accepted, which were rejected, and why. Match every response back to your original submission and track acceptance rates over time.
How it works
Four steps from bureau response file to actionable insights.
Upload response file
Drag and drop the acknowledgment file you received from Equifax, Experian, or TransUnion into the dashboard.
Automatic parsing
The platform reads the response file format, extracts every acceptance and rejection record, and decodes status codes.
Record matching
Each response record is matched back to your original submission so you can see exactly which accounts were accepted or rejected.
Acceptance tracking
View acceptance rates over time, drill into rejection reasons, and take corrective action before your next submission.
Turn bureau feedback into action
Stop manually reading response files. The parser gives your team structured, searchable data with clear explanations for every rejection.
Upload acknowledgment files from any major bureau
Support for Equifax, Experian, and TransUnion response file formats. Upload once and the platform handles the rest.
Automatic parsing of acceptance/rejection details
Every record in the response file is parsed into structured data with acceptance status, rejection codes, and bureau-specific metadata.
Record-level matching back to your original submission
Response records are linked to the original accounts in your Metro 2 data so you can trace every outcome to its source.
Acceptance rate tracking and historical trends
Monitor acceptance rates across submissions and bureaus over time. Spot trends and measure the impact of data quality improvements.
Rejection reason codes with plain-English explanations
Bureau rejection codes are mapped to clear, human-readable explanations so your team knows exactly what to fix without consulting documentation.
Dashboard view of bureau feedback across submissions
See a consolidated view of all bureau responses, filterable by bureau, submission date, and acceptance status.
Public CRA response routes
Upload response files through the dashboard or the public CRA response routes. The current implementation supports upload, response listing, and per-response detail retrieval with parsed items.
- POST /api/v1/cra-responses/upload for file intake
- GET /api/v1/cra-responses for response summaries
- GET /api/v1/cra-responses/[id] for parsed items
- Automatic record matching by consumer account number
Ready to close the reporting loop?
Upload your first bureau response file and see parsed results in seconds. Track acceptance rates, resolve rejections faster, and improve data quality with every submission cycle.