Account Terms
Highest Credit: Definition
The highest balance ever recorded on the account.
Definition
Highest Credit represents the maximum balance that has ever been recorded on a credit account. For revolving accounts, this is the highest balance ever reached. For installment accounts, this is typically the original loan amount. This field helps establish credit capacity and payment patterns.
Examples
15000 = Highest balance was $15,000
Usage Notes
- For installment loans, usually equals original loan amount
- For revolving accounts, tracks maximum utilization
- Cannot be less than current balance
Related Metro 2 Fields
Related Terms
More Account Terms
Account Status
A code indicating the current condition of an account.
Account Type
A code specifying the type of credit account.
Account Number
The unique identifier assigned to a credit account.
Amount Past Due
The total amount currently overdue on an account.
Current Balance
The total outstanding balance on an account.
Credit Limit
The maximum amount of credit available on a revolving account.
Original Loan Amount
The initial amount borrowed on an installment account.
Scheduled Monthly Payment Amount
The regular monthly payment due on an account.
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