Account Terms

    Account Number: Definition

    The unique identifier assigned to a credit account.

    Definition

    The Account Number is a unique alphanumeric identifier assigned by the data furnisher to each credit account. This number is used to track and identify accounts in Metro 2 files and must remain consistent throughout the life of the account. Truncation or masking may be applied for consumer protection on credit reports.

    Examples

    • 1234567890
    • A-12345-B-6789

    Usage Notes

    • Must be unique within the data furnisher's portfolio
    • Should not change during the life of the account
    • May be masked on consumer-facing credit reports

    Related Terms

    L1 Segment

    More Account Terms

    Account Status
    A code indicating the current condition of an account.
    Account Type
    A code specifying the type of credit account.
    Amount Past Due
    The total amount currently overdue on an account.
    Current Balance
    The total outstanding balance on an account.
    Credit Limit
    The maximum amount of credit available on a revolving account.
    Highest Credit
    The highest balance ever recorded on the account.
    Original Loan Amount
    The initial amount borrowed on an installment account.
    Scheduled Monthly Payment Amount
    The regular monthly payment due on an account.

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