Account Terms
Account Number: Definition
The unique identifier assigned to a credit account.
Definition
The Account Number is a unique alphanumeric identifier assigned by the data furnisher to each credit account. This number is used to track and identify accounts in Metro 2 files and must remain consistent throughout the life of the account. Truncation or masking may be applied for consumer protection on credit reports.
Examples
1234567890A-12345-B-6789
Usage Notes
- Must be unique within the data furnisher's portfolio
- Should not change during the life of the account
- May be masked on consumer-facing credit reports
Related Terms
More Account Terms
Account Status
A code indicating the current condition of an account.
Account Type
A code specifying the type of credit account.
Amount Past Due
The total amount currently overdue on an account.
Current Balance
The total outstanding balance on an account.
Credit Limit
The maximum amount of credit available on a revolving account.
Highest Credit
The highest balance ever recorded on the account.
Original Loan Amount
The initial amount borrowed on an installment account.
Scheduled Monthly Payment Amount
The regular monthly payment due on an account.
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