Base Segment ErrorsWarning

    B012Portfolio Type Mismatch

    The portfolio type does not match the account type or terms

    Affected Field
    #7Portfolio Type

    Description

    The Portfolio Type field must accurately reflect the type of credit extended. Common types include revolving (R), installment (I), mortgage (M), and open (O). The portfolio type should be consistent with other account characteristics like payment terms and account type.

    Common Causes

    • Incorrect classification of account type
    • Not updating when account characteristics change
    • Using default value instead of correct type

    How to Fix

    1. 1Review account type and assign correct portfolio type
    2. 2Ensure consistency with terms and payment patterns
    3. 3Update when account type changes (e.g., line to installment)

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    Invalid Account Status
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    B004
    Invalid ECOA Code
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    Invalid Date Format

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like B012 before you submit to the credit bureaus.

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