Base Segment ErrorsWarning

    B003Status and Payment Rating Mismatch

    The account status does not match the payment rating history

    Affected Field
    #10Payment Rating

    Description

    The Account Status and Payment Rating fields must be logically consistent. For example, an account reported as Current (status 11) should not have a payment rating indicating 120+ days delinquent. This validation ensures data integrity and prevents conflicting information on consumer reports.

    Common Causes

    • Payment history not updated with status change
    • Incorrect status code selected
    • Timing differences in data extraction
    • Manual data entry errors

    How to Fix

    1. 1Ensure status and payment rating are updated together
    2. 2Validate consistency before file generation
    3. 3Review business logic for status transitions

    More Base Segment Errors

    B001
    Missing Account Number
    B002
    Invalid Account Status
    B004
    Invalid ECOA Code
    B005
    Missing SSN or Date of Birth
    B006
    Invalid Date Format
    B007
    Future Date Account Opened

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like B003 before you submit to the credit bureaus.

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