Base Segment ErrorsWarning

    B005Missing SSN or Date of Birth

    Consumer identification is incomplete - SSN and/or DOB missing

    Affected Field
    #5-6Social Security Number / Date of Birth

    Description

    Consumer records must include sufficient identification information to match the consumer. At minimum, either a valid Social Security Number or Date of Birth should be provided. Missing both significantly reduces match rates and may cause records to be rejected or create duplicate consumer profiles.

    Common Causes

    • Consumer did not provide SSN
    • Data privacy restrictions
    • Incomplete application data
    • Field mapping errors

    How to Fix

    1. 1Provide SSN when available (with proper consent)
    2. 2Always include Date of Birth if SSN is unavailable
    3. 3Ensure proper field mapping from source systems

    More Base Segment Errors

    B001
    Missing Account Number
    B002
    Invalid Account Status
    B003
    Status and Payment Rating Mismatch
    B004
    Invalid ECOA Code
    B006
    Invalid Date Format
    B007
    Future Date Account Opened

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like B005 before you submit to the credit bureaus.

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