Base Segment ErrorsCritical

    B006Invalid Date Format

    A date field contains an invalid date value

    Affected Field
    Various date fields

    Description

    All date fields in Metro 2 format must use MMDDYYYY format without separators. The date must be valid (real calendar date), and certain date fields have additional business rules. This error occurs when a date field contains invalid values, incorrect format, or logically impossible dates.

    Common Causes

    • Wrong date format (YYYY-MM-DD, MM/DD/YYYY, etc.)
    • Invalid month (13+) or day values
    • February 30th or similar invalid dates
    • Null or placeholder date values

    How to Fix

    1. 1Use MMDDYYYY format consistently
    2. 2Validate dates before file generation
    3. 3Handle null dates appropriately (zeros or blank as specified)

    Examples

    Invalid
    02302024
    Valid
    02282024
    February does not have 30 days
    Invalid
    00002024
    Valid
    01012024
    Month and day cannot be zeros unless entire field is zeros

    More Base Segment Errors

    B001
    Missing Account Number
    B002
    Invalid Account Status
    B003
    Status and Payment Rating Mismatch
    B004
    Invalid ECOA Code
    B005
    Missing SSN or Date of Birth
    B007
    Future Date Account Opened

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like B006 before you submit to the credit bureaus.

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