Trailer Record ErrorsWarning
T003Trailer Balance Total Mismatch
The trailer balance total doesn't match the sum of account balances
Affected Field
Total Balance
Description
The trailer record includes a sum of all current balances in the file. This total must match the actual sum of all current balance fields in the base segments. Mismatches indicate calculation errors or data corruption.
Common Causes
- Balance field type conversion errors
- Running total not updated for all records
- Overflow in sum calculation
- Different precision in source vs calculation
How to Fix
- 1Calculate sum using same precision as records
- 2Verify no overflow in running total
- 3Regenerate totals after any balance changes
More Trailer Record Errors
Catch Errors Before Submission
Metro2 software validates every field and catches errors like T003 before you submit to the credit bureaus.