Trailer Record ErrorsCritical

    T004Multiple Trailer Records

    More than one trailer record exists in the file

    Description

    A Metro 2 file should contain exactly one trailer record as the final record. Multiple trailer records indicate file concatenation issues or generation errors, and will cause processing problems.

    Common Causes

    • Multiple files concatenated together
    • Trailer generation called multiple times
    • Previous file content not cleared

    How to Fix

    1. 1Ensure only one trailer per file
    2. 2Clear buffer before generating new file
    3. 3Check for existing trailer before adding

    More Trailer Record Errors

    T001
    Missing Trailer Record
    T002
    Trailer Record Count Mismatch
    T003
    Trailer Balance Total Mismatch

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like T004 before you submit to the credit bureaus.

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