Header Record ErrorsCritical

    H001Missing Header Record

    The file does not begin with a valid header record

    Description

    Every Metro 2 file must begin with a header record that identifies the data furnisher and provides file-level information. This error occurs when the first record of the file is not a properly formatted header record, which prevents the credit bureaus from processing the file.

    Common Causes

    • File starts with base segment instead of header
    • Header record was accidentally deleted
    • File concatenation removed header
    • Incorrect file generation logic

    How to Fix

    1. 1Ensure the file begins with a header record
    2. 2Verify the Record Descriptor Word contains the header indicator
    3. 3Check file generation process creates header first

    More Header Record Errors

    H002
    Invalid Reporter Identification
    H003
    Invalid Activity Date
    H004
    Invalid Program Date/Revision

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like H001 before you submit to the credit bureaus.

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