Header Record ErrorsCritical
H005Header Activity Date in the Future
The Header Activity Date is later than the date the file was processed
Affected Field
Activity Date
Description
The Activity Date is the file's as-of date and cannot be in the future. A future Activity Date suggests a date-calculation error and causes the bureau to reject the file, since it implies reporting account states that have not yet occurred.
Common Causes
- Time-zone or system-clock error in date generation
- Hard-coded future date in a template
How to Fix
- 1Set the Activity Date to the actual cycle as-of date
- 2Validate that Activity Date is not after today before sending
- 3Keep Activity Date consistent with Base Segment Date of Account Information
Examples
Invalid
12312099Valid
06302026Use the real cycle as-of date, never a future date
More Header Record Errors
Catch Errors Before Submission
Metro2 software validates every field and catches errors like H005 before you submit to the credit bureaus.