Metro 2 Credit Reporting by Industry

    Every industry has unique credit reporting needs. Metro2 provides specialized solutions with industry-specific workflows, compliance tools, and integrations for 10 verticals.

    All Industries

    Auto Lenders

    Streamline credit reporting for your auto financing portfolio. Report loans accurately, stay compliant, and help your customers build credit.

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    BNPL Providers

    Report BNPL transactions to credit bureaus accurately. Help customers build credit while maintaining compliance as regulations evolve.

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    Debt Collectors

    Report collection accounts accurately and manage disputes efficiently. Full compliance with FDCPA, FCRA, and state collection laws.

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    Credit Unions

    Member-focused credit reporting that builds financial wellness. Report loans, credit cards, and share-secured accounts to all three bureaus.

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    Fintech Lenders

    API-first credit reporting for modern lending platforms. Scale from hundreds to millions of accounts with developer-friendly tools.

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    Mortgage Lenders

    Accurate mortgage reporting with K3 segment support. Report HELOCs, first mortgages, and second liens with full compliance.

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    Property Management

    Report rent payments to credit bureaus to help tenants build credit. Incentivize on-time payments and reduce collections.

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    Medical Billing

    HIPAA-compliant credit reporting for medical debt. Navigate the 180-day waiting period and special medical debt rules.

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    Subscription Services

    Report subscription and recurring payment history to credit bureaus. Help customers build credit with their monthly payments.

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    Student Loan Servicers

    Accurate student loan reporting through deferment, forbearance, repayment, and forgiveness. Full compliance with ED requirements.

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    Lending & Finance

    Auto Lenders
    4 FAQs · 4 Features
    Credit Unions
    4 FAQs · 4 Features
    Fintech Lenders
    4 FAQs · 4 Features
    Mortgage Lenders
    4 FAQs · 4 Features
    Student Loan Servicers
    4 FAQs · 4 Features

    Services & Payments

    BNPL Providers
    4 FAQs · 4 Features
    Property Management
    4 FAQs · 4 Features
    Subscription Services
    4 FAQs · 4 Features

    Specialized Reporting

    Debt Collectors
    4 FAQs · 4 Features
    Medical Billing
    4 FAQs · 4 Features

    Why Industry-Specific Credit Reporting?

    Different industries have vastly different credit reporting needs. Auto lenders deal with repossessions and co-buyers. BNPL providers handle high-volume, short-term transactions. Collection agencies navigate FDCPA compliance and original creditor tracking.

    Metro2 provides specialized tools and workflows for each industry, including:

    • Pre-configured templates with the right status codes, portfolio types, and segments for your account types
    • Industry-specific compliance rules and validation to catch errors before submission
    • Integrations with popular software in your industry (DMS, LOS, billing systems, etc.)
    • Expert support from team members who understand your industry's unique challenges

    Find Your Industry Solution

    Not sure which solution fits your business? Our team can help you find the right approach for your credit reporting needs.

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