Consumer Terms
Associated Consumer: Definition
Any additional individual connected to a credit account.
Definition
An Associated Consumer is any individual connected to a credit account other than the Primary Consumer. This includes joint account holders, co-signers, co-makers, and authorized users. Associated consumers are reported in the J1 and J2 Segments.
Usage Notes
- Reported in J1 Segment for first associated consumer
- J2 Segment used for second associated consumer
- ECOA code defines their relationship to account
Related Terms
More Consumer Terms
Primary Consumer
The main individual responsible for a credit account.
ECOA Code
A code indicating a consumer's relationship to an account.
Joint Account
An account where two or more consumers share responsibility.
Authorized User
A person permitted to use an account but not liable for the debt.
Social Security Number
The consumer's 9-digit SSN used for identification.
Date of Birth
The consumer's birth date used for identification.
Generation Code
A suffix indicating generational distinction in names.
Consumer Information Indicator
A code providing special status information about a consumer.
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