Segment Terms

    J1 Segment: Definition

    A segment for reporting the first associated consumer.

    Definition

    The J1 Segment is used to report information about the first associated consumer on an account (joint holder, co-signer, authorized user, etc.). It contains name, address, SSN, and other identification fields for the associated consumer. A J1 Segment is optional and follows the Base Segment.

    Usage Notes

    • Optional - only used when associated consumer exists
    • Follows Base Segment
    • One J1 Segment per account maximum

    Related Terms

    J2 SegmentBase SegmentAssociated ConsumerECOA Code

    More Segment Terms

    Header Record
    The first record in a Metro 2 file containing identification info.
    Base Segment
    The main segment containing account and primary consumer data.
    J2 Segment
    A segment for reporting the second associated consumer.
    K1 Segment
    A segment for reporting original creditor information.
    K2 Segment
    A segment for purchased account information.
    L1 Segment
    A segment for reporting changes to account numbers.
    N1 Segment
    A segment for employment information.
    Trailer Record
    The last record in a Metro 2 file containing control totals.

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