Consumer Terms

    Social Security Number: Definition

    The consumer's 9-digit SSN used for identification.

    Definition

    The Social Security Number is the primary identifier used to match consumer data across credit reports. Accurate SSN reporting is essential for proper credit file matching. The SSN must be verified before reporting and should never be guessed or estimated.

    Usage Notes

    • Must be verified before reporting
    • All 9 digits required
    • ITINs may be reported in lieu of SSN for non-citizens

    Related Metro 2 Fields

    7
    Social Security Number
    Position 46-54

    Related Terms

    Date of Birth

    More Consumer Terms

    Primary Consumer
    The main individual responsible for a credit account.
    Associated Consumer
    Any additional individual connected to a credit account.
    ECOA Code
    A code indicating a consumer's relationship to an account.
    Joint Account
    An account where two or more consumers share responsibility.
    Authorized User
    A person permitted to use an account but not liable for the debt.
    Date of Birth
    The consumer's birth date used for identification.
    Generation Code
    A suffix indicating generational distinction in names.
    Consumer Information Indicator
    A code providing special status information about a consumer.

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