Consumer Terms
Consumer Information Indicator: Definition
A code providing special status information about a consumer.
Definition
The Consumer Information Indicator provides important status information about a consumer's situation that affects their credit obligations. Examples include deceased status, bankruptcy status, and identity fraud indicators. This field helps bureaus and lenders understand special circumstances.
Examples
A = Petition for Chapter 7D = Discharged from bankruptcyQ = Deceased
Usage Notes
- Must be updated as consumer situation changes
- Some indicators trigger special handling
- Important for fraud prevention
Related Metro 2 Fields
Related Terms
More Consumer Terms
Primary Consumer
The main individual responsible for a credit account.
Associated Consumer
Any additional individual connected to a credit account.
ECOA Code
A code indicating a consumer's relationship to an account.
Joint Account
An account where two or more consumers share responsibility.
Authorized User
A person permitted to use an account but not liable for the debt.
Social Security Number
The consumer's 9-digit SSN used for identification.
Date of Birth
The consumer's birth date used for identification.
Generation Code
A suffix indicating generational distinction in names.
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