Consumer Terms

    Consumer Information Indicator: Definition

    A code providing special status information about a consumer.

    Definition

    The Consumer Information Indicator provides important status information about a consumer's situation that affects their credit obligations. Examples include deceased status, bankruptcy status, and identity fraud indicators. This field helps bureaus and lenders understand special circumstances.

    Examples

    • A = Petition for Chapter 7
    • D = Discharged from bankruptcy
    • Q = Deceased

    Usage Notes

    • Must be updated as consumer situation changes
    • Some indicators trigger special handling
    • Important for fraud prevention

    Related Metro 2 Fields

    33
    Consumer Information Indicator
    Position 217-218

    Related Terms

    Special Comment CodeCompliance Condition Code

    More Consumer Terms

    Primary Consumer
    The main individual responsible for a credit account.
    Associated Consumer
    Any additional individual connected to a credit account.
    ECOA Code
    A code indicating a consumer's relationship to an account.
    Joint Account
    An account where two or more consumers share responsibility.
    Authorized User
    A person permitted to use an account but not liable for the debt.
    Social Security Number
    The consumer's 9-digit SSN used for identification.
    Date of Birth
    The consumer's birth date used for identification.
    Generation Code
    A suffix indicating generational distinction in names.

    Simplify Credit Reporting

    Metro2 software handles all the complexity of Metro 2 format compliance, so you can focus on your business.

    View PricingBrowse All Terms