Field K4-3OptionalDate Fields

    Metro 2 Field K4-3: K4 Deferred Payment Start Date

    The date on which deferred payments begin, reported when the K4 indicator denotes a deferred-payment arrangement.

    Quick Reference

    Field Number:K4-3
    Position:4-11
    Length:8 characters
    Type:date
    Record:K4 Segment
    Required:No

    Validation Rules

    • Format MMDDYYYY, zero-filled when unused
    • Valid calendar date when populated

    Examples

    0901202600000000

    Common Errors

    • Deferred start date with a non-deferred indicator

    Tips & Best Practices

    • Use with deferred-payment loans (e.g., student or promotional terms)

    Related Fields

    K4-2
    K4 Specialized Payment Indicator
    Single-character code describing the type of specialized pay...

    Other Date Fields

    11Date Opened24ADate Closed24BDate of Account Information19Date of First Delinquency20Date of Last PaymentH-8Activity Date

    Preview this field in your own Metro 2 file

    Drop a .dat or CSV file into the free in-browser viewer to see how K4 Deferred Payment Start Date is encoded in a real record. Nothing is uploaded — your file stays on your device.

    Open the free Metro 2 File Viewer →

    Automate Field Validation

    Metro2 software automatically validates all fields against Metro 2 specifications, catching errors before submission.

    View PricingBrowse All Fields
    K4 Deferred Payment Start Date - Metro 2 Field K4-3