General ErrorsCritical
L001Invalid L1 Change Indicator
The L1 Change Indicator is not 1, 2, or 3
Affected Field
L1 Change Indicator
Description
The L1 segment's Change Indicator must be 1 (Consumer Account Number changed), 2 (Identification Number changed), or 3 (both). Any other value leaves the bureau unable to tell which new-value field to apply.
Common Causes
- Change indicator defaulted or blank
- Indicator inconsistent with the populated new-value fields
How to Fix
- 1Set the indicator to 1, 2, or 3 to match what actually changed
- 2Populate the corresponding new account number and/or new identification number
- 3Send the L1 only in the cycle the identifier changes
Examples
Invalid
0Valid
1Use 1 when only the Consumer Account Number changed
Related Errors
More General Errors
Catch Errors Before Submission
Metro2 software validates every field and catches errors like L001 before you submit to the credit bureaus.