J2 Segment ErrorsCritical

    J202J2 Segment Without J1 Segment

    J2 segment appears without a preceding J1 segment

    Description

    A J2 segment can only appear after a J1 segment. If there is only one associate, use J1. J2 is reserved for a second associate on accounts with multiple co-signers or authorized users.

    Common Causes

    • Single associate incorrectly placed in J2
    • J1 segment was removed or rejected
    • Segment ordering error

    How to Fix

    1. 1Use J1 for the first/only associate
    2. 2Ensure J2 follows J1 in segment order
    3. 3Remove J2 if only one associate exists

    More J2 Segment Errors

    J201
    J2 Segment Missing Required Fields

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like J202 before you submit to the credit bureaus.

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