J2 Segment ErrorsCritical

    J201J2 Segment Missing Required Fields

    Required fields in the J2 associate segment are missing

    Description

    The J2 segment reports a second associate for accounts with multiple co-signers or authorized users. Like J1, it requires complete consumer information when present.

    Common Causes

    • Second associate information incomplete
    • Field mapping errors
    • Incorrect segment type used

    How to Fix

    1. 1Populate all required J2 fields
    2. 2Verify second associate data is complete
    3. 3Use J2 only when account has two associates

    More J2 Segment Errors

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like J201 before you submit to the credit bureaus.