Regulatory Terms

    Regulation V: Definition

    The CFPB regulation implementing FCRA requirements.

    Definition

    Regulation V is the Consumer Financial Protection Bureau's (CFPB) implementation of the Fair Credit Reporting Act (FCRA). It provides detailed requirements for data furnishers regarding accuracy, dispute handling, and reporting procedures. Compliance with Regulation V is essential for credit reporting.

    Usage Notes

    • Outlines specific duties for data furnishers
    • Requires written policies and procedures
    • Mandates dispute investigation procedures

    Related Terms

    FCRA (Fair Credit Reporting Act)CFPB (Consumer Financial Protection Bureau)Data Furnisher

    More Regulatory Terms

    FCRA (Fair Credit Reporting Act)
    The federal law governing consumer credit reporting.
    FCBA (Fair Credit Billing Act)
    A law protecting consumers from unfair credit billing practices.
    ECOA (Equal Credit Opportunity Act)
    A law prohibiting discrimination in credit decisions.

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    Regulation V - Metro 2 Glossary