Field H-12RequiredIdentification Fields

    Metro 2 Field H-12: Reporter Name

    The legal or operating name of the data furnisher submitting the file. Bureaus use it for identification and contact reconciliation alongside the subscriber codes.

    Quick Reference

    Field Number:H-12
    Position:80-119
    Length:40 characters
    Type:alphanumeric
    Record:Header Record
    Required:Yes

    Validation Rules

    • Left-justified, blank-filled
    • Should match the name on file with the bureau for the subscriber code

    Examples

    ACME LENDING LLC

    Common Errors

    • Name that does not match the registered subscriber
    • Right-justified or truncated name

    Tips & Best Practices

    • Keep the reporter name identical across cycles to preserve furnisher identity

    Related Fields

    H-13
    Reporter Address
    The mailing address of the data furnisher. Provides the bure...
    H-14
    Reporter Telephone Number
    The ten-digit telephone number for the data furnisher, used ...

    Other Identification Fields

    1Record Descriptor Word2Processing Indicator4Consumer Account Number3Identification NumberH-2Record Identifier (Header)H-3Cycle Identifier

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    Reporter Name - Metro 2 Field H-12