Field 4RequiredIdentification Fields

    Metro 2 Field 4: Consumer Account Number

    The unique account identifier assigned by the data furnisher. Should be consistent across all reporting periods.

    Quick Reference

    Field Number:4
    Position:11-40
    Length:30 characters
    Type:alphanumeric
    Record:Base Segment
    Required:Yes

    Validation Rules

    • Must be unique within your organization
    • Cannot change once established
    • Left-justified, space-filled

    Examples

    123456789012345 ACC-2024-00001

    Common Errors

    • Changing account number after initial report
    • Using SSN as account number (security risk)
    • Duplicate account numbers

    Tips & Best Practices

    • Use internal system ID, not SSN
    • Keep consistent across all reporting
    • Consider masking for consumer privacy

    Related Fields

    3
    Identification Number
    Your organization's unique identifier assigned by the credit...

    Other Identification Fields

    1Record Descriptor Word2Processing Indicator3Identification Number

    Automate Field Validation

    Metro2 software automatically validates all fields against Metro 2 specifications, catching errors before submission.

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