Field K1-1RequiredIdentification Fields

    Metro 2 Field K1-1: K1 Segment Identifier

    Constant value identifying the appended segment as a K1 (Original Creditor Name). Used primarily by debt buyers and collection agencies to disclose the original creditor behind a purchased account.

    Quick Reference

    Field Number:K1-1
    Position:1-2
    Length:2 characters
    Type:alphanumeric
    Record:K1 Segment
    Required:Yes

    Allowed Values

    ValueMeaning
    K1K1 segment identifier

    Validation Rules

    • Must contain the literal value K1
    • Must be appended to a Base Segment

    Examples

    K1

    Common Errors

    • K1 used when no original-creditor disclosure is needed

    Tips & Best Practices

    • Collection/debt-buyer tradelines should disclose the original creditor via K1

    Related Fields

    K1-3
    K1 Original Creditor Name
    The name of the original creditor for an account that has be...
    K1-4
    K1 Creditor Classification
    A code categorizing the original creditor's industry (for ex...

    Other Identification Fields

    1Record Descriptor Word2Processing Indicator4Consumer Account Number3Identification NumberH-2Record Identifier (Header)H-3Cycle Identifier

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    K1 Segment Identifier - Metro 2 Field K1-1