Field J1-1RequiredIdentification Fields

    Metro 2 Field J1-1: J1 Segment Identifier

    Constant value identifying the appended segment as a J1 (associated consumer who shares the primary consumer's address — typically a joint account holder or authorized user at the same residence).

    Quick Reference

    Field Number:J1-1
    Position:1-2
    Length:2 characters
    Type:alphanumeric
    Record:J1 Segment
    Required:Yes

    Allowed Values

    ValueMeaning
    J1J1 segment identifier

    Validation Rules

    • Must contain the literal value J1
    • J1 must follow a Base Segment, never stand alone (see error j1-without-base)

    Examples

    J1

    Common Errors

    • J1 segment without a preceding Base Segment
    • Misidentifying a different-address co-consumer as J1 instead of J2

    Tips & Best Practices

    • J1 = same address as the primary consumer; J2 = different address

    Related Fields

    J1-3
    J1 Surname
    The last name of the associated consumer reported in the J1 ...
    J1-4
    J1 First Name
    The first name of the associated consumer reported in the J1...
    J1-10
    J1 ECOA Code
    The ECOA (association) code describing the J1 consumer's rel...

    Other Identification Fields

    1Record Descriptor Word2Processing Indicator4Consumer Account Number3Identification NumberH-2Record Identifier (Header)H-3Cycle Identifier

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    J1 Segment Identifier - Metro 2 Field J1-1