J1 Segment ErrorsCritical

    J001J1 Segment Missing Required Fields

    Required fields in the J1 associate segment are missing

    Description

    The J1 segment reports information about an associate (co-signer, co-maker, guarantor). When included, it must have complete consumer information including name and identification. Missing required fields will cause the segment to be rejected.

    Common Causes

    • Associate information incomplete in source
    • Optional fields treated as required
    • Field mapping errors for associate data

    How to Fix

    1. 1Include complete associate name
    2. 2Provide SSN or DOB when available
    3. 3Verify all required J1 fields are populated

    More J1 Segment Errors

    J002
    J1 Invalid ECOA Code
    J003
    J1 Segment Without Base Segment

    Catch Errors Before Submission

    Metro2 software validates every field and catches errors like J001 before you submit to the credit bureaus.

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