Trusted by lenders, servicers, and fintechs nationwide
End‑to‑End Metro 2 Platform
Everything you need: mapping, validation, live editing, scheduling, delivery, and audit—across US and Canada.
Bureau‑Grade Validation
Catch errors before submission with the same checks bureaus use—prevent rejections and rework.
Cloud + API + SFTP
Browser app, REST API, and automated SFTP jobs. Build fully automated credit reporting pipelines.
Live Editor & Bulk Updates
Edit records inline or perform safe bulk changes with complete audit trails.
One-Click File Generation
Generate compliant Metro 2 files instantly. No manual formatting or field-level debugging.
Enterprise Security
SOC 2 Type II compliant infrastructure with AES-256 encryption at rest and in transit.
US & Canada Support
Full support for both US and Canadian Metro 2 formats, including all segment types.
Compliance & Data Quality Built‑In
Our scanner mirrors bureau validations to prevent rejects and rework—before you transmit.
- Automated compliance checks against latest Metro 2 specifications
- REST API, SFTP watchers, and CSV/Excel/JSON import
- Role-based access control for team management
- Comprehensive audit logs and change history on every record
- Drag‑and‑drop field mapping with versioning and tests
- US and Canadian layouts/segments fully supported
Why Choose Switch Labs?
See how our modern platform compares to legacy desktop solutions
| Feature | Switch Labs | Legacy Desktop |
|---|---|---|
| Cloud-Based Platform | ||
| Automatic Updates | ||
| Role-Based Access | ||
| Monthly Pricing | $19+/mo | $$$ |
| Local Software Install | ||
| API Integration | ||
| Automated SFTP Jobs | ||
| Drag‑and‑Drop Mapping | ||
| Live Record Editor | ||
| Bureau‑Grade Validation | ||
| US & Canada Support |
What Our Clients Say
“Switch Labs reduced our reporting time from days to minutes. We've seen a 95% reduction in bureau rejections since switching.”
Sarah Johnson
CTO, NextGen Finance
“The validation engine caught errors our legacy system missed for years. It's been invaluable for our compliance team.”
Michael Chen
Compliance Director, Pacific Credit Union
“Onboarding was seamless—our team was fully operational in under two days. The support has been exceptional.”
Rebecca Martinez
Operations Manager, Horizon Lending
Simple, Transparent Pricing
Choose the plan that's right for your business.
Security & Compliance
Your sensitive data is protected with enterprise‑grade security
SOC 2 Type II
Independently audited security controls
AES-256 Encryption
Data encrypted at rest and in transit
CRRG‑Aligned Validation
Scanner mirrors bureau checks to prevent rejects
Switch Labs uses industry‑leading security practices to safeguard your sensitive data. All personally identifiable information (PII) is encrypted using AES-256 encryption, and our platform undergoes regular security audits and penetration testing to ensure your data remains protected.
Frequently Asked Questions
Find answers to common questions about Switch Labs