Cloud + API Metro 2 Reporting for US & Canada.

    Bureau‑grade validation, drag‑and‑drop mapping, live editor & bulk updates, REST API and automated SFTP—submit compliant files in minutes.

    Validates like the bureaus. Built for lenders, servicers, and fintechs.

    Equifax
    Experian
    TransUnion
    Innovis
    FinTech Client

    End‑to‑End Metro 2 Platform

    Everything you need: mapping, validation, live editing, scheduling, delivery, and audit—across US and Canada.

    Bureau‑Grade Compliance

    Runs the same checks bureaus do – catch and fix issues before transmission.

    Cloud + API + SFTP

    Browser app, REST API, and automated SFTP jobs for fully automated pipelines.

    Live Editor & Bulk Updates

    Edit any record inline or perform safe bulk changes with audit trails before submit.

    Real-time Validation

    Catch errors before submission with our industry-leading Metro 2 compliance engine.

    Cloud-Native & Secure

    No software to install. Access your secure dashboard from anywhere with SOC 2 compliant infrastructure.

    One-Click Bureau Submission

    Submit compliant files to all major credit bureaus in seconds with integrated delivery.

    Compliance & Data Quality Built‑In

    Our scanner mirrors bureau validations to prevent rejects and rework—before you transmit.

    • Automated compliance checks against latest Metro 2 specifications
    • REST API, SFTP watchers, and CSV/Excel/JSON import
    • Role-based access control for team management
    • Comprehensive audit logs and change history on every record
    • Drag‑and‑drop field mapping with versioning and tests
    • US and Canadian layouts/segments fully supported

    Why Choose Switch Labs?

    See how our modern platform compares to legacy desktop solutions

    FeatureSwitch LabsLegacy Desktop
    Cloud-Based Platform
    Automatic Updates
    Role-Based Access
    Monthly Pricing$19+/mo$$$
    Local Software Install
    API Integration
    Automated SFTP Jobs
    Drag‑and‑Drop Mapping
    Live Record Editor
    Bureau‑Grade Validation
    US & Canada Support

    What Our Clients Say

    S

    "Switch Labs has reduced our reporting time from days to minutes, with better accuracy."

    Sarah Johnson

    CTO, NextGen Finance

    M

    "The validation tool caught errors our old system missed for years. Invaluable for compliance."

    Michael Chen

    Compliance Director, Pacific Credit Union

    R

    "Onboarding was seamless. Our team was fully operational in under two days."

    Rebecca Martinez

    Operations Manager, Horizon Lending

    Simple, Transparent Pricing

    Choose the plan that's right for your business.

    Starter

    $19/month

    Perfect for small lenders

    • Up to 100 records/month
    • CRRG‑aligned validation
    • Drag‑and‑drop mapping
    • Single user access
    Most Popular

    SMB

    $29/month

    For growing businesses

    • Up to 1,000 records/month
    • API + automated SFTP
    • Live editor & bulk updates
    • Up to 5 user accounts

    Corporate

    $49/month

    For large organizations

    • Up to 10,000 records/month
    • Advanced API + webhooks
    • US & Canada support
    • Unlimited user accounts

    Security & Compliance

    Your sensitive data is protected with enterprise‑grade security

    SOC 2 Type II

    Independently audited security controls

    AES-256 Encryption

    Data encrypted at rest and in transit

    CRRG‑Aligned Validation

    Scanner mirrors bureau checks to prevent rejects

    Switch Labs uses industry‑leading security practices to safeguard your sensitive data. All personally identifiable information (PII) is encrypted using AES-256 encryption, and our platform undergoes regular security audits and penetration testing to ensure your data remains protected.

    Ready to simplify Metro 2 reporting?

    Join hundreds of financial institutions already streamlining their credit reporting process with Switch Labs.

    Frequently Asked Questions

    Find answers to common questions about Switch Labs