Property Management

Metro 2 Integration for Innago

Integrate Innago's free property management platform with Metro2 to report tenant rent payments to Equifax, Experian, and TransUnion. Innago is a completely free PM platform for small landlords that includes online rent collection, lease management, and tenant screening. Metro2 connects to Innago via data export to pull tenant contact records, lease terms, rent charges, and payment history, then maps each field to the Metro 2 Base Segment, validates against CDIA formatting rules, and submits to all three credit bureaus. Innago does not natively report rent payments to credit bureaus — this integration adds that capability at no additional cost from Innago.

How It Works

Metro2 connects to Innago via data export to pull tenant, lease, charge, and payment records. Each field is mapped to the Metro 2 Base Segment, validated against CDIA formatting rules, and submitted to Equifax, Experian, and TransUnion monthly. Innago's online rent collection provides accurate payment data for delinquency calculations.

Innago

Metro2

Credit Bureaus

Benefits

Zero-Cost Property Management

Innago is completely free — no per-unit fees, no premium tiers, no hidden costs. Pair it with Metro2's credit reporting for a low-cost landlord stack.

Online Rent Collection Data

Innago's built-in online rent collection provides accurate payment dates, amounts, and methods — the exact data Metro2 needs for credit reporting.

Tenant Credit Building

Innago does not natively report rent payments to credit bureaus. This integration fills that gap — help tenants build credit with reported on-time payments and reduce turnover.

Small Portfolio Friendly

Innago is built for independent landlords with small portfolios. Metro2 works for landlords with one unit or thousands — no minimums required.

CDIA-Compliant Validation

Every record exported from Innago is validated against CDIA Metro 2 formatting rules before submission to Equifax, Experian, and TransUnion.

Data Fields That Sync

Metro2 maps these fields from Innago to Metro 2 format automatically.

Tenant contact records (name, email, phone, address) from Innago
Lease terms including start date, end date, monthly rent amount, and lease status
Rent charges and fee line items linked to leases
Online payment history with date, amount, and payment method
Current balance and account status derived from payment records
Property and unit details including address and unit number
Tenant SSN — not stored in Innago; collected separately via Metro2's encrypted form

Get Set Up in 4 Steps

Connect Innago Account

In Metro2, go to Integrations > Add > Innago. Follow the setup wizard to connect your Innago account and authorize data access.

Select Properties and Tenants

Choose which properties and tenants to include in credit reporting. Configure grace periods and late payment thresholds.

Test with Sample Data

Run a test sync to generate a sample Metro 2 file. Review Account Status codes, Payment Ratings, and balance calculations against your Innago records.

Enable Production Reporting

Confirm tenant consent is collected and enable automatic monthly submissions to the credit bureaus.

Frequently Asked Questions

Is Innago really free?

Yes. Innago's property management software is completely free — no per-unit fees, no premium tiers. Metro2's credit reporting service has its own pricing, separate from Innago.

Does Innago have a public API?

Innago does not currently offer a documented public API. Metro2 connects via data export mechanisms. Contact Metro2 support for the latest integration options.

Does Innago natively report rent to credit bureaus?

No. Innago does not have a built-in feature for reporting rent payments to credit bureaus. This Metro2 integration fills that gap by exporting Innago data and converting it to Metro 2 format for bureau submission.

Is there a minimum number of units?

No. Metro2 works for landlords with one unit or hundreds. Innago is designed for small portfolios and the integration works at any scale.

Do tenants need to consent?

Yes. Tenant consent is required by the FCRA before reporting their rent payments to credit bureaus. Metro2 provides consent collection tools.

How is the Payment Rating calculated?

Metro2 calculates the Payment Rating (0-6) by comparing charge due dates against payment dates from Innago's records. 0 = current, 1 = 30-59 days past due, 2 = 60-89 days, and so on. Grace periods you configure in Metro2 are applied before calculating delinquency.

Related Integrations

TenantCloud

Property Management

Connect TenantCloud's API via Personal Access Token to pull tenant, lease, and payment data for Metro 2 credit bureau reporting.

DoorLoop

Property Management

Pull tenant, lease, and payment data from DoorLoop's REST API (Bearer token auth, OData queries) to generate Metro 2 credit reports for all three bureaus.

Rentvine

Property Management

Pull lease, tenant, balance, and transaction-entry data from Rentvine's public API to build Metro 2 records.

Ready to Connect Innago?

Start reporting to credit bureaus from Innago today. Our team will help you get set up quickly.