XP
    Credit Union Core

    Metro 2 Integration for Fiserv XP2

    Connect Fiserv XP2 core processing system to Metro2 for automated credit union credit reporting. XP2 is a legacy .NET framework-based platform that uses the APEX proprietary framework for data access. While Fiserv is shifting strategic focus toward DNA, XP2 remains in active use at many credit unions. Metro2 handles all member loan products with full Metro 2 compliance. XP2 does not include native Metro 2 reporting or webhooks.

    How It Works

    Fiserv XP2 exports member and loan data via the APEX framework or scheduled file extraction. Metro2 maps XP2 data structures to Metro 2 Base Segment format and submits to Equifax, Experian, and TransUnion.

    XP
    Fiserv XP2
    Metro2Metro2
    Credit Bureaus

    Benefits

    Legacy Core Support

    Full integration with Fiserv XP2 installations, including support for the APEX proprietary framework.

    No Migration Required

    Continue accurate credit reporting without needing to migrate to a newer Fiserv platform.

    Member Loan Reporting

    Report all credit union loan types from XP2 including auto, personal, credit card, and share-secured.

    Minimal IT Burden

    Automated batch processes reduce credit union IT workload. No custom development required.

    Compliance Assurance

    Metro2 validates all data against Metro 2 standards before bureau submission.

    Data Fields That Sync

    Metro2 maps these fields from Fiserv XP2 to Metro 2 format automatically.

    • Member demographics and identification
    • Loan details, terms, and rates
    • Payment records and transaction history
    • Account status and delinquency
    • Product type and configuration
    • Co-borrower data

    Get Set Up in 3 Steps

    1

    Configure XP2 Export

    Set up data extraction from Fiserv XP2 using the APEX framework or scheduled batch file export.

    2

    Map Loan Products

    Configure how each XP2 loan product maps to Metro 2 portfolio types and account type codes.

    3

    Validate and Launch

    Run test submissions, review exception reports, and enable production reporting.

    Frequently Asked Questions

    Is XP2 still supported?

    Yes. While Fiserv is shifting strategic focus to DNA, XP2 remains in active use at many credit unions with ongoing vendor support. Our integration fully supports it.

    Does XP2 have native Metro 2 reporting?

    No. Fiserv XP2 does not include built-in Metro 2 file generation, credit bureau submission, or webhooks. Metro2 fills this gap.

    Should I migrate to DNA first?

    No. Metro2 works with XP2 as-is. If you migrate to DNA later, we transition your reporting without gaps in bureau submissions.

    What is the APEX framework?

    APEX is Fiserv's proprietary application framework for XP2, built on .NET. It provides the data access layer that Metro2 uses to extract member and loan data.

    Related Integrations

    FD

    Fiserv DNA

    Credit Union Core

    Report loans from Fiserv DNA to credit bureaus using REST API or legacy SOAP with OAuth 2.0 authentication.

    Symitar Episys logo

    Symitar Episys

    Credit Union Core

    Report credit union loans from Jack Henry's Symitar Episys core to all three credit bureaus via PowerOn extracts or SymXchange API.

    Corelation KeyStone logo

    Corelation KeyStone

    Credit Union Core

    Automate Metro 2 reporting from Corelation KeyStone's modern core via KeyBridge XML web services.

    Ready to Connect Fiserv XP2?

    Start reporting to credit bureaus from Fiserv XP2 today. Our team will help you get set up quickly.