Metro 2 Integration for Fiserv DNA
Integrate Fiserv DNA core banking platform with Metro2 for automated credit union and bank credit reporting. DNA is Fiserv's enterprise-grade core designed for larger credit unions and banks. Metro2 connects via DNA's modern REST API or legacy SOAP interfaces, authenticating with OAuth 2.0 client_credentials grant. Support for all lending products in the DNA ecosystem. DNA does not include native Metro 2 reporting.
How It Works
Fiserv DNA exports loan and customer data via REST API (OAuth 2.0 authenticated) or legacy SOAP interface. Metro2 maps DNA's enterprise data structures to Metro 2 Base Segment format and submits to Equifax, Experian, and TransUnion.
Metro2Benefits
Enterprise Core Integration
Connect to Fiserv DNA for large credit union and bank portfolios with modern REST API access.
REST + Legacy SOAP
Choose modern REST API or legacy SOAP interface depending on your DNA installation and preferences.
OAuth 2.0 Security
Secure authentication via OAuth 2.0 client_credentials grant for API access.
Multi-Product Reporting
Report all lending products from the DNA platform including auto, mortgage, commercial, and consumer loans.
Compliance Documentation
Full audit trail for NCUA, OCC, and FDIC regulatory examinations.
Data Fields That Sync
Metro2 maps these fields from Fiserv DNA to Metro 2 format automatically.
- Customer/member demographics and identification
- Loan configuration, terms, and rates
- Payment schedule and transaction history
- Account status and delinquency tracking
- Collateral and security information
- Co-borrower and guarantor data
- Charge-off and recovery details
Get Set Up in 4 Steps
Choose API Method
Select REST API (modern, recommended) or legacy SOAP interface based on your DNA installation version and IT preferences.
Configure OAuth Credentials
Set up OAuth 2.0 client_credentials in Fiserv's developer portal. Metro2 uses these for authenticated API access.
Map Loan Products
Configure how each DNA lending product maps to Metro 2 portfolio types, account type codes, and reporting fields.
Launch Reporting
Validate test submissions against bureau requirements, review exception reports, and enable production submissions.
Frequently Asked Questions
Does this work for both banks and credit unions?
Yes. Fiserv DNA is used by both banks and credit unions, and our integration supports both. DNA is particularly common among larger institutions with complex multi-product portfolios.
Does DNA have native Metro 2 reporting?
No. Fiserv DNA does not include built-in Metro 2 file generation or credit bureau submission. Institutions use third-party solutions like Metro2 for this requirement.
Which API should I use?
We recommend the modern REST API if your DNA installation supports it. The legacy SOAP interface is available for older installations. Metro2 supports both.
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