Loan Management

Metro 2 Integration for LoanPro

LoanPro is a cloud-native loan servicing platform widely used by consumer and small-business lenders. Metro2 connects to LoanPro's REST + OData API via a tenant-scoped API token, pulls loans, customers, and payment history, transforms them to Metro 2 Base Segments, and reports to all four bureaus. Optional writeback pushes CRA outcomes back to LoanPro as custom notes or status flags. The connector framework is in place today; live API calls are enabled once a tenant API token is provided.

How It Works

Metro2 authenticates with a LoanPro API token (Authorization: Bearer + Autopal-Instance-Id), pulls Loans and Customers via OData with a last-modified cursor, transforms to Metro 2 Base Segment per the seeded LoanPro mapping preset, validates, and upserts into metro2_records. CRA-response writeback pushes outcomes back via PATCH /Loans({id}) once enabled.

LoanPro

Metro2

Credit Bureaus

Benefits

Native REST + OData sync

LoanPro exposes a comprehensive REST and OData API with sandbox parity; Metro2 uses incremental pulls keyed on Loan.lastUpdated.

Tenant-scoped auth

Per-instance API tokens (managed via the LoanPro developer portal) keep credentials isolated. Token deprecation deadline May 2026 forces a clean refresh anyway.

Optional CRA writeback

Push bureau responses back to LoanPro as custom notes or document attachments — opt-in per connection.

Webhook-driven freshness

LoanPro Automated Notifications fire on loan/payment events; signed with HMAC-SHA256 in X-LoanPro-Signature.

Data Fields That Sync

Metro2 maps these fields from LoanPro to Metro 2 format automatically.

Loan setup (DisplayId, contract date, payoff date, loan amount, term)
Active loan settings (principal balance, scheduled payment)
Customer demographics (name, SSN, DOB, address)
Payment history for delinquency / DOFD derivation

Get Set Up in 4 Steps

Generate LoanPro API token

In the LoanPro developer portal, generate a tenant-scoped API token. Note your Autopal-Instance-Id.

Run the Metro2 connector wizard

Visit /integrations/loanpro/connect and paste the token + instance id. Metro2 verifies access and clones the LoanPro mapping preset into your field-mapping templates.

Choose sync cadence + writeback

Default cadence is hourly; you can switch to daily or webhook-only. Writeback is OFF by default — opt in per FCRA risk preference.

First sync

The wizard kicks off the first pull immediately. Metro 2 records appear in your dashboard for validation.

Frequently Asked Questions

Does LoanPro have a sandbox?

Yes — sandbox tokens are provisioned separately and share API parity with production.

What's the rate limit?

LoanPro enforces tenant-level rate limits; Metro2 paces requests and retries on 429 with exponential backoff.

Is writeback safe?

Writeback is OFF by default (DECISIONS.md). Enable it per connection once you're comfortable with the FCRA furnisher liability of any field mutation in your LOS.

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Ready to Connect LoanPro?

Start reporting to credit bureaus from LoanPro today. Our team will help you get set up quickly.