Metro 2 Integration for Finastra Fusion
Connect to Finastra's FusionFabric.cloud developer platform via OAuth 2.0 to pull loan portfolio data from Fusion Loan IQ, Fusion Phoenix, or other Finastra lending products. Finastra serves 90 of the world's top 100 banks and exposes 200+ APIs across corporate lending, retail banking, and treasury. Metro2 maps loan records, payment history, and account status to Metro 2 format — covering bilateral, syndicated, project finance, CRE, and consumer lending. Finastra does not include native Metro 2 credit bureau reporting.
How It Works
Metro2 authenticates to FusionFabric.cloud via OAuth 2.0 Client Credentials flow (JWTs signed with RS256). Loan and borrower data is pulled through Finastra's REST APIs, mapped to Metro 2 Base Segment fields, validated against CDIA rules, and submitted to Equifax, Experian, and TransUnion.
Metro2API Integration Details
Technical details about connecting to the Finastra Fusion API.
Authentication
OAuth 2.0 (Client Credentials grant, JWTs signed with RS256)
Base URL
https://api.fusionfabric.cloud
Documentation
View DocsSandbox
Available
Pricing
Enterprise pricing only — Finastra serves large financial institutions. API access is governed by partnership and licensing agreements.
Key API Endpoints
| Method | Endpoint | Description |
|---|---|---|
| GET | /credit-products | Returns available loan product definitions with parameters and fees. |
| GET | /credit-products/{id} | Returns a specific loan product template with full configuration. |
| PUT | /credit-products/{id} | Updates a loan product template definition. |
| POST | /b2b-corporate-lending-booking-service-v1 | Corporate lending deal booking via the Loan IQ Build module. |
| GET | /corporate-lending-static-data | Reference data for corporate lending operations. |
Benefits
FusionFabric.cloud API Platform
Finastra's developer portal exposes 200+ APIs with OAuth 2.0 (JWT/RS256) authentication, OpenAPI specs, and sandbox environments for testing.
Multi-Product Coverage
Supports Fusion Loan IQ (corporate/syndicated lending), Fusion Phoenix (community banking), and other Finastra lending platforms from a single integration.
Enterprise-Grade Loan Data
Finastra covers bilateral, syndicated, project finance, CRE, agricultural, and asset-based lending with full lifecycle data from origination through servicing.
Credit Product Configuration APIs
Loan product definitions with parameters, fees, and terms are available via GET /credit-products endpoints, enabling accurate Metro 2 Account Type and Portfolio Type mapping.
CDIA-Compliant Validation
Metro2 validates every record against CDIA formatting rules before bureau submission — Finastra does not include native Metro 2 reporting.
Metro 2 Data Mapping
How Finastra Fusion data maps to Metro 2 Base Segment fields.
| Metro 2 Field | Source | Available |
|---|---|---|
| Consumer Name | Customer/counterparty data from retail or corporate APIs | |
| Social Security Number | Collected separately via Metro2 (enterprise systems vary) | |
| Account Number | Loan/deal reference ID from Finastra | |
| Account Type | Mapped from GET /credit-products product type | |
| Date Opened | Loan origination/booking date | |
| Current Balance | Outstanding principal from servicing data | |
| Scheduled Monthly Payment | Payment schedule from loan terms | |
| Payment Rating | Calculated from payment history vs. due dates | |
| Account Status | Derived from loan status and delinquency | |
| Portfolio Type | Mapped from Finastra product category |
Technical Notes
- •FusionFabric.cloud uses OAuth 2.0 Client Credentials flow. Access tokens are JWTs signed with RS256. Private key authentication is also supported.
- •The platform exposes 200+ APIs across corporate lending, retail banking, treasury, and payments domains.
- •Finastra was formed in 2017 from the merger of Misys and D+H. Legacy product names may differ from current API naming.
- •API specifications follow OpenAPI/Swagger standards. Sandbox environment available for development and testing.
- •Finastra serves 90 of the world's top 100 banks — integration typically requires a formal partnership agreement.
Get Set Up in 5 Steps
Register on FusionFabric.cloud
Access the Finastra developer portal at developer.fusionfabric.cloud. Register your application and obtain OAuth 2.0 client credentials.
Configure OAuth 2.0 in Metro2
Enter your client ID and client secret in Metro2. The token endpoint for sandbox is api.fusionfabric.cloud/login/v1/sandbox/oidc/token.
Map Loan Products to Metro 2
Configure how Finastra credit product types map to Metro 2 Portfolio Types, Account Types, and Account Status codes.
Test with Sandbox
Use FusionFabric.cloud's sandbox environment to validate data mapping and Metro 2 file generation before connecting production.
Enable Production Reporting
Switch to production API credentials and enable automated monthly Metro 2 submissions.
Frequently Asked Questions
Which Finastra products are supported?
Metro2 supports data from Fusion Loan IQ (corporate/syndicated lending), Fusion Phoenix (community banking), and other lending products available on the FusionFabric.cloud platform.
How does authentication work?
Finastra uses OAuth 2.0 with Client Credentials grant flow. Access tokens are JWTs signed with RS256. The platform also supports private key (asymmetric) authentication for enhanced security.
Does Finastra have native Metro 2 reporting?
No. Finastra has a CreditQuest module for credit risk management, but no built-in Metro 2 file generation. This Metro2 integration fills that gap.
Is there a sandbox for testing?
Yes. FusionFabric.cloud provides a full sandbox environment with test data. The sandbox token endpoint is api.fusionfabric.cloud/login/v1/sandbox/oidc/token.
Can I report different loan types?
Yes. Metro2 handles installment loans, revolving credit, mortgages, syndicated facilities, and lines of credit from Finastra's various lending products.
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