Credit Union Core

Metro 2 Integration for CU*Answers

Connect CU*Answers CU*BASE core platform to Metro2 for automated credit union credit reporting. CU*Answers operates as a CUSO cooperative model, providing shared technology services to member credit unions. CU*BASE exposes data through a REST API with over 200 endpoints in the production catalog. Developer onboarding is conducted via video conference. CU*BASE does not include native Metro 2 file generation.

How It Works

CU*BASE provides member and loan data through its REST API (api.cuanswers.com). Metro2 extracts loan portfolio data, maps it to Metro 2 Base Segment format, and submits to Equifax, Experian, and TransUnion.

CU*Answers

Metro2

Credit Bureaus

Benefits

CUSO Cooperative Model

Designed for credit unions in the CU*Answers cooperative. Leverage shared services across the CUSO network.

200+ REST API Endpoints

CU*BASE offers over 200 REST API endpoints in its production catalog for comprehensive data access.

CU*BASE Integration

Pull data directly from CU*BASE via HTTPS-based REST API at api.cuanswers.com.

Cooperative Support

CU*Answers' data services team assists with onboarding and ongoing integration support.

Member Credit Building

Accurate Metro 2 reporting helps members build and maintain credit scores.

Data Fields That Sync

Metro2 maps these fields from CU*Answers to Metro 2 format automatically.

Member demographics and identification
Loan products, terms, and rates
Payment records and transaction history
Account status and delinquency
Product configuration and loan types
Co-borrower and joint member data

Get Set Up in 4 Steps

Schedule Developer Onboarding

CU*Answers conducts developer onboarding via video conference. Metro2 coordinates this with their data services team.

Connect CU*BASE API

Set up REST API connection to api.cuanswers.com (production) or api-qa.cuanswers.com (QA) using assigned credentials.

Map Loan Products

Configure how each CU*BASE loan product maps to Metro 2 portfolio types and account type codes.

Test and Enable

Run test submissions using the QA environment, validate against bureau requirements, and enable production reporting.

Frequently Asked Questions

Does CU*Answers support this integration?

Yes. We work alongside CU*Answers' data services team. Developer onboarding is conducted via video conference with their technical staff.

Does CU*BASE have native Metro 2 reporting?

No. CU*BASE does not include built-in Metro 2 file generation or credit bureau submission. Metro2 provides this capability through the CU*BASE REST API.

Is there a QA environment for testing?

Yes. CU*Answers provides a QA API at api-qa.cuanswers.com for testing before connecting to production at api.cuanswers.com.

How does the CUSO model affect the integration?

CU*Answers is a cooperative where member credit unions share technology infrastructure. The API is standardized across the network, making integration consistent for all member credit unions.

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Ready to Connect CU*Answers?

Start reporting to credit bureaus from CU*Answers today. Our team will help you get set up quickly.